Never Give Up..

One day a young lady was driving along with her father.
They came upon a storm, and the young lady asked her father, What should I do?”
He said “keep driving”. Cars began to pull over to the side, the storm was
Getting worse.
“What should I do.” The young lady asked?

“Keep driving,” her father replied.

On up a few feet, she noticed that eighteen wheelers were also pulling over.
She told her dad, “I must pull over, I can barely see ahead. It is
Terrible, and everyone is pulling over!”

Her father told her, “Don’t give up, just keep driving!”

Now the storm was terrible, but she never stopped driving, and soon she
Could see a little more clearly. After a couple of miles she was again on
Dry land, and the sun came out.

Her father said, “Now you can pull over and get out.”

She said “But why now?”

He said “When you get out, look back at all the people that gave up and are
Still in the storm, because you never gave up your storm is now over.

This is a testimony for anyone who is going through “hard times”.

Just because everyone else, even the strongest, gives up. You don’t have
To…if you keep going, soon your storm will be over and the sun will shine
Upon your face again.

Bank Discount Rate

The discount rate can mean

  • an interest rate a central bank charges depository institutions that borrow reserves from it, for example for the use of theFederal Reserve’s discount window.
  • the same as interest rate; the term “discount” does not refer to the common meaning of the word, but to the meaning in computations of present value, e.g. net present value or discounted cash flow
  • the annual effective discount rate, which is the annual interest divided by the capital including that interest; this rate is lower than the interest rate; it corresponds to using the value after a year as the nominal value, and seeing the initial value as the nominal value minus a discount; it is used for Treasury Bills and similar financial instruments

Monetary Policy


In certain situations such as high inflation, monetary authority execute monetary policy(expansionary policy) to curb inflation. Monetary policy is a process where monetary authorities of a country controls the supply of money.

This is done usually by hike the interest rates.

Monetary policy differs from fiscal policy which refers to taxation, goverment spending and associated borrowing.